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Welcome to 186 Murray Avenue, where timeless charm meets modern living, all set against a backdrop of stunning mature cherry trees that create unforgettable curb appeal. This classic Colonial is ideally located in the highly sought-after Larchmont neighborhood, just one block from Murray Avenue Elementary School and nearby playgrounds, and only moments to vibrant downtown with its shops, farmers market, and train. Inside, the home is filled with natural light and designed for today’s lifestyle, with a level fenced backyard. The first floor features an open layout centered around the beautiful kitchen with a center island, perfect for gathering and entertaining. The inviting living room showcases custom built-in bookshelves, updated ceiling lighting and fresh paint throughout the house (2022). The dining room opens to the backyard through glass doors and a flexible family room or home office, and a conveniently situated powder room that completes the main level. Upstairs, the primary suite features a beautifully organized California Closets system and an en-suite bath. Two additional bedrooms and a full hall bath, recently updated with a new sink, vanity, toilet, lighting and fan, complete the second floor. A walk-up attic provides excellent storage and future expansion potential enhanced by upgraded R-40 insulation and air sealing (2024). With its charm, location, and thoughtful layout, this fenced-in property offers the perfect place to call home.
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Our Executive Mortgage Banker:
$1,295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,036,000 | $1,036,000 | $1,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,870 | $1,870 | $1,870 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,721 | $6,211 | $8,603 |
| Total Monthly Payment | $7,716 | $8,206 | $10,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.