4103 E 23RD STREET, Alva, FL, 33920 | $21,500

Pre-Construction Opportunity | Your Dream Home, Built Your Way — With Massive Equity Potential From Day One. Bring all offers — motivated seller.

Imagine walking into a brand new home built exactly the way you wanted it: your layout, your finishes, your style, your vision. No compromises, no settling for someone else's choices, and no overpaying for an older home that almost fits. That home starts right here, with this lot. We've taken all the guesswork out of building. Most people think building a custom home is complicated, expensive, and stressful — we've changed that. We bring you the lot, the builder, the floor plans, and the financing connections, and all you have to do is pick out your finishes and make it yours.

Here's where the massive equity opportunity comes in: we list our pre-construction packages below median new construction value in the area, meaning by the time your home is finished and appraised, you've captured that spread as instant equity. We're developers who work directly with the highest-qualified builders and general contractors in the region at cost, and we pass that advantage straight to you.

The process is simple. First, you secure your lot. Then you choose your floor plan — ours or bring your own. Next, you pick your finishes, including flooring, cabinets, countertops, fixtures, and colors. From there, our builder handles the rest, and you move into your dream home with completion targets as fast as six months.

You have flexible options to fit your goals. With Land Only, you buy the lot and build on your timeline with any builder — we'll connect you with vetted locals, or you can bring your own. The Land + Builder Package is where the magic happens, offering direct builder connection, full customization, pre-construction pricing, and fast completion targets. We also offer Construction Financing assistance, connecting you with construction-to-permanent lenders who handle the whole process with one loan and one close.

Property highlights include a vacant, development-ready lot with verified zoning and permitted use, a conceptual rendering included, pricing listed below median new construction for significant appraised equity potential, and completion targets as fast as six months.

Your lot. Your layout. Your finishes. Your equity. We've assembled every piece — you just pick what you love. Ready to make it yours? Reach out and we'll walk you through the lot, floor plans, finish options, and comparable comps so you can see exactly how the equity opportunity stacks up.

Features

  • Lot Size: 80 x 137
  • Pet Policy: Yes
  • MLS#: A4692371
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/A4692371/4103e23rdstreet_alva_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 2:17:11 PM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4103 E 23RD STREET, Alva, FL, 33920

$21,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $17,200 $17,200 $17,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $106 $110 $144
Total Monthly Payment $181 $185 $219

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.