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** NEW PRICE IMPROVEMENT ** HERE IS YOUR OPPORTUNITY TO OWN A SLICE OF KEY WEST–STYLE PARADISE IN THE HEART OF PORT RICHEY!
From the moment you arrive, you’ll be drawn in by the home’s inviting curb appeal and well-manicured front lawn. Step onto the front porch and into a bright, refreshed interior featuring wood-laminate flooring in the living room and both bathrooms, along with fresh paint throughout—no carpet anywhere.
This open and inviting layout is ideal for both everyday living and entertaining, offering two separate family rooms connected by a spacious, centrally located kitchen with ample storage and an adjoining dining area perfect for gatherings with family and friends. Both bathrooms have been tastefully updated with a relaxed, beach-inspired design that flows seamlessly throughout the home.
Recent upgrades provide peace of mind and energy efficiency, including updated windows (2020), additional blown-in attic insulation (2020), and a roof approximately 4 years old. Major systems have also been updated with a new HVAC system (2024) and hot water heater (2024). The kitchen is equipped with new stainless appliances (refrigerator, range, and dishwasher – 2024).
The laundry room has been thoughtfully converted to an insulated interior space, allowing for year-round comfort—no more Florida heat while doing laundry. Sliding glass doors lead to the backyard, where a deck provides the perfect spot to unwind or entertain. The oversized backyard offers ample room for storage, outdoor seating, or even a future fire pit to enjoy cooler fall and winter evenings.
Don’t miss your chance to own this charming, move-in-ready home—your own piece of Florida paradise awaits! ??
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $431 | $431 | $431 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,297 | $1,674 |
| Total Monthly Payment | $1,737 | $1,803 | $2,180 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.