This classic Colonial features an updated kitchen with black galaxy granite countertops, stainless steel appliances: Samsung smart refrigerator & dishwasher and a Whirlpool smart microwave. The first-floor open floor plan offers an optional flow from the front door to the dining/kitchen area or to a spacious living room, with potential for transformation to an ensuite bedroom. The first floor also includes a spacious den with crown molding and cove lighting, pocket French doors & a sliding glass door to the backyard deck. A spacious laundry room provides access to the backyard off the kitchen. A pantry and half bath complete the first floor. 3 spacious bedrooms on the second floor offer walk-in closets, a main bedroom w/updated bath & dual sinks, Robern lit cabinets, & steam shower. Pull down stairs to the attic complete the second floor. A high-efficiency Viessmann hot water system in the lower level, adds to the home’s value and comfort. Lower level includes room for an office, or exercise space plus storage and a workbench. Recent exterior upgrades include new siding and gutters. Fantastic opportunity to join the Bay Hills Property Owners Beach Association (application/dues required). Membership in the Association includes: beach rights, lifeguards, picnic tables, trivia nights, tennis & pickleball courts, mooring rights (fee required), kayak/paddle board storage, kids summer camp (fee required) and seasonal social events. Conveniently located 4. 3 miles to the Huntington train station and 3. 3 miles to the heart of Huntington village; this flat property includes a fenced yard, lots of room for a pool and a gracious, relaxing backyard. This is a unique home in a quiet neighborhood, with all the advantages of a beach lifestyle just minutes away.
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Our Executive Mortgage Banker:
$1,475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,180,000 | $1,180,000 | $1,180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,773 | $1,773 | $1,773 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,700 | $7,265 | $9,958 |
| Total Monthly Payment | $8,598 | $9,163 | $11,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.