41 Chapel Street, Charleston, SC, 29403 | $1,995,000

Built in the 1840s and thoughtfully updated in the early 2000s, 41 Chapel Street, offers a seamless blend of historic Charleston character and modern convenience. This classic Charleston Single is ideally located in the heart of downtown, just a short walk to the design district, acclaimed restaurants, museums, and the renowned shopping along King Street, with easy access to the Ravenel Bridge. A full-length piazza provides a gracious entrance and an inviting space for outdoor living and entertaining. The property is complemented by a tabby driveway with brick accents, gas lanterns, and two off-street parking spaces, all framed by mature landscaping and bluestone details. Inside, the first floor features an open and welcoming layout anchored by original heart of pine floors, exposed beams, and timeless architectural elements. The gourmet eat-in kitchen flows easily into the main living and dining areas, creating a natural setting for both everyday living and entertaining. The home also features four functioning fireplaces that have been meticulously restored. A study and powder room complete the main level, and an elevator provides convenient access between the first and second floors. The residence offers four well-appointed bedrooms, two full bathrooms, and two half baths. The second-floor primary suite is filled with natural light and includes dual custom closets, a working fireplace and a spacious bath, creating a private and comfortable retreat. On the third floor, two additional bedrooms provide more flexibility for guests or home office needs. Rich in history yet designed for modern living, 41 Chapel Street, presents a rare opportunity to own a refined residence in one of Charleston's most desirable and walkable neighborhoods.

Features

  • Bedrooms: 4
  • Baths: 2 full / 2 half
  • Laundry: Washer Hookup
  • Style: Charleston Single
  • Development: 51 - Peninsula Charleston Inside of Crosstown
  • Year Built: 1830
  • Cooling: Central Air
  • Approx Sq. Feet: 2,400
  • Acreage: 0.1
  • Lot Desc: 0 - .5 Acre
  • Elem. School: Memminger
  • Middle School: Simmons Pinckney
  • High School: Burke
  • MLS#: 26012766
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /eprop/26012766/41chapelstreet_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of The Cassina Group

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Yokadi Mejia, William Raveis Insurance

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Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

41 Chapel Street, Charleston, SC, 29403

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.368% 6.385% 6.223%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $9,569 $9,827 $13,468
Total Monthly Payment $9,694 $9,952 $13,593

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.