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Four-bedroom, two-bath ranch set on a half-acre corner lot in the Longwood School District, thoughtfully renovated over the past two years and lovingly maintained inside and out. The main level offers three bedrooms, two updated full bathrooms, red oak hardwood flooring, fresh professional paint, a comfortable living room, and an open-concept kitchen/dining area with cathedral ceiling, skylight, recessed lighting, stainless steel appliances, brand-new refrigerator, and brand-new washer/dryer. The home has been converted to natural gas and features central air conditioning, Wi-Fi-enabled smart switches, a security system, updated 200-amp electric, two electric meters, and high-efficiency natural gas hydronic heating with condensing boilers servicing the main and lower levels. The full basement includes a finished stairway leading to a fully finished fourth bedroom, office, or exercise room, plus a substantial roughed-out lower level with separate outside entrance, egress windows, rough plumbing, rough electric, rough-ins for two additional full bathrooms, rough-ins for two laundry areas, and flexible layout potential for expanded living space, an in-law suite, or possible one-bedroom accessory apartment with completion of renovations and proper permits. Exterior features include an attached heated garage, ample parking, in-ground sprinklers, professionally maintained grounds, six-foot white vinyl fencing, a covered front porch, large rear deck, shed, tall evergreen privacy screening, and mature plantings including peach, cherry and apple trees, grape vines, fig trees, and blueberry bushes. Conveniently located approximately 5 minutes to Sunrise Highway, 7 minutes to the LIE, 8 minutes to the LIRR Yaphank station with direct service to Penn Station in about 1. 5 hours, 10 minutes to NYU Langone Hospital, and about 15 minutes to Smith Point Beach. A clean, well-kept home with major systems already addressed, strong utility, and rare lower-level potential.
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Our Executive Mortgage Banker:
$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,200 | $559,200 | $559,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $893 | $893 | $893 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,443 | $3,581 | $4,681 |
| Total Monthly Payment | $4,428 | $4,566 | $5,666 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.