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Welcome to this beautifully maintained 3bedroom raised ranch in Southington. This home blends modern updates with warm, inviting spaces, offering the perfect combination of comfort, style, and functionality. Step inside to an inviting space full of natural light. The upper level features light gray woodstyle flooring (hardwood underneath), neutral paint tones, and a spacious living room with a picture window, sky lights, vaulted ceilings and a ceiling fan. The updated kitchen showcases solid wood cabinetry, polished black granite countertops, matching granite backsplash, ceramic tile floor, and stainless steel appliances. A skylight fills the space with natural light, and the kitchen opens seamlessly to the dining area and rear deck. The bedrooms have hardwood flooring under the vinyl floating floors, crown molding, and ample closet space. The lower level provides additional living flexibility with a large family room, centered around a modern gray brick fireplace. The windows and recessed lighting create an airy, open feel throughout, updated flooring, and access to the mechanical room featuring a hydronic boiler system and traditional tank gas water heater. Both bathrooms have been tastefully updated. The master suite bathroom features a granite vanity, dark wood cabinetry, and a fully tiled tub/shower surround with decorative accents. The main bathroom offers a glassenclosed shower, stonelook tile, granite vanity, and modern lighting, giving the home a clean, contemporary Outside, enjoy a backyard oasis with a large trek composite deck, white railings, and views of a lush, level lawn bordered by mature evergreens. A charming storage shed (updated 2026) adds convenience, while the two car garage offers exceptional parking and storage. There is an additional 1, 152 square feet in the lower level (583 sqft heated space). The family room area is about 364 ft. 2, the utility room is about 63 ft. 2, the landing area is about 57 ft. 2, the spacious 2 car garage is about 569 ft. 2, in addition to that the remaining square footage is in the closet space downstairs, one is under stair storage. The other is a separate closet, and the third is the laundry area closet. This home is movein ready, well caredf for, and located close to schools, shopping, dining, and major highways. A perfect blend of comfort, updates, and outdoor living, your next chapter begins at 194 Loper St.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 10.8 x 12.9 | Upper | |
| Bedroom 2 | 9.5 x 10.5 | Upper | |
| Dining Room | Vaulted Ceiling,Balcony/Deck,French Doors,Hardwood Floor | 11.2 x 12.0 | Upper |
| Eat-In Kitchen | Skylight,Vaulted Ceiling,Granite Counters,Eating Space,Tile Floor | 11.5 x 11.9 | Upper |
| Family Room | Fireplace,Laminate Floor | 15.5 x 23.5 | Lower |
| Living Room | Skylight,Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 12.8 x 16.6 | Upper |
| Primary Bath | Remodeled,Granite Counters,Full Bath,Stall Shower,Tile Floor | 6.6 x 6.8 | Upper |
| Primary BR Suite | Full Bath,Tub w/Shower,Hardwood Floor,Laminate Floor,Tile Floor | 12.1 x 14.4 | Upper |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $511 | $511 | $511 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,030 | $2,113 | $2,782 |
| Total Monthly Payment | $2,616 | $2,699 | $3,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.