|
Presented by
Harry Finer - The Finer Team |
45 Falls River Drive, Essex (Ivoryton), CT, 06442 | $1,250,000
Embrace the waterfront lifestyle at 45 Falls River Drive, located on a designated scenic road in the charming village of Ivoryton within the Town of Essex. Launch your kayak from your own backyard, sip your morning coffee on the dock, and unwind on the expansive deck while herons glide by. Adjacent to the protected Falls River Preserve, this property offers access to scenic trails, kayaking, and abundant wildlife within permanently conserved open space-ensuring privacy and a true connection to nature. Inside, the home blends comfort and flexibility with a thoughtfully designed layout. The kitchen offers ample cabinetry and workspace, flowing into open living areas ideal for entertaining, with sliding doors off the living room leading to the deck. The flexible layout allows for a variable room count to suit your lifestyle. The first-floor primary suite provides ease and privacy, while two additional guest bedrooms and a private second-floor retreat offer space for family, visitors, or a home office. Light-filled living spaces include a beautiful sunroom with walls of windows overlooking the water-an ideal three-season space for relaxing or entertaining. Recent updates include a newer furnace with efficient four-zone heating, along with central air, a standby generator, and a state-of-the-art sump pump system. Located near Essex Village, marinas, dining, and shops, this is a rare opportunity to enjoy waterfront living at its finest.
Features
- Town: Essex
- Rooms: 6
- Bedrooms: 3
- Baths: 3 full / 1 half
- Style: Contemporary
- Year Built: 1981
- Garage: 2-car Attached Garage
- Heating: Hot Water
- Cooling: Central Air
- Basement: Crawl Space
- Above Grade Approx. Sq. Feet: 2,467
- Acreage: 1.26
- Est. Taxes: $9,393
- Lot Desc: Water View
- Water Front: Yes
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Oven/Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24172509
- Website: https://www.raveis.com
/mls/24172509/45fallsriverdrive_essex_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Harry Finer - The Finer TeamSales Vice President
860.882.4911
Harry.Finer@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
45 Falls River Drive, Essex (Ivoryton), CT, 06442
$1,250,000
Harry Finer - The Finer Team
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $783 | $783 | $783 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,522 | $5,996 | $8,304 |
| Total Monthly Payment | $6,430 | $6,904 | $9,212 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524