463 County Rt 46, Catskill, NY, 12414 | $747,000

A UNIQUE Opportunity is presented! A personal retreat w/ an abundance of options - as your needs grow-your personal space can also grow! Perfect for Multigenerational Living or ''Exclusive'' Owner get-a-way + Rental or Air Bnb income or IDEAL Live/Work. The OPTIONS are ENDLESS, think out of the box-Bring everything &/or everyone UNDER ONE ROOF. . . . . . Enjoy your Upstate Retreat and the monthly return on investment to offset not only expenses, but to ENHANCE your FUTURE INVESTMENT GROWTH. . . . . . or simply enjoy your exclusive country get-a-way. . . . . . .

CURRENT configuration: Spacious 1 LEVEL Living w/3BR and 2 Baths on 1st fl, w/ x-large kitchen-a chef's dream-oversized quartz island and breakfast nook open onto deck-enjoy your AM coffee w/ Songbirds. Have your guests flow into the Dining and Living Rooms-both open onto the wrap around covered front porch-what a delightful evening under the stars. . . . . . + Laundry Rm, Mudroom and Heated Garage-EVERYTHING needed on 1st floor. . . . .

+ OWNER also utilizes FLEX space of 3 room STUDIO on portion of 2nd Floor-PERFECT for artist, photography, exercise or music studio, home office or perhaps guest suite. Also, on 2nd Fl - a 2 BR/1 Bath Apt Updated w/ all separate utilities and a Pvt Outside Entrance (Interior stairway btw 1st and 2nd Floors beautifully restored for use if needed for family living). . . . .

2nd FLOOR FLEX space can easily open to contiguous space of 2 BR Apt creating 2 Apts of equal size or be utilized by 1st Floor or perhaps operate as separate space w/ its own entrance (subject to approval) . . . . . .

MINUTES to Downtown Catskill, Hudson (Amtrak), T-way Exit 21, 2 Hours NYC. Your gateway to adventure, boating, hiking, golfing, the ski resorts of Hunter & Windham mtns and Hudson Valley explorations in Woodstock, Saugerties, Kingston & the list goes on & on!. . . . .

ONE-OF-A-KIND, fully restored - historic charm melds w/ modern efficient upgrades. No expense spared to preserve the exceptional period craftsmanship. A true legacy property - come savor the quiet peaceful surroundings and see why there have been only a handful of owners thru the years. . . . .

A PERFECT BLEND of country living w/ quick access to all. Own a turn-key Home - a RARE FIND an even RARER FIND - an income producer w/reserved owner space! Enjoy the Hudson Valley today - EVERYTHING has been done for you! Call for Extensive List of Upgrades.

Features

  • Bedrooms: 5
  • Units: 2
  • Laundry: Electric Dryer Hookup, Laundry Room, Main Level, In Unit, Washer Hookup
  • Style: Farmhouse
  • Year Built: 1850
  • Garage: 1-car Attached
  • Heating: Baseboard, Forced Air, Fireplace Insert, Hot Water, Propane, Separate Meters, Varies by Unit, Wall Furnace, Zoned
  • Cooling: Ceiling Fan(s), Multi Units, Separate Meters, Window Unit(s)
  • Acreage: 2
  • Est. Taxes: $5,139
  • Lot Desc: Back Yard, Corners Marked, Landscaped
  • View: Pasture, Rural
  • School District: Catskill
  • Appliances: Convection Oven, Dishwasher, Exhaust Fan, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dryer, Free-Standing Electric Range, Free-Standing Refrigerator, Microwave, Stainless Steel Appliance(s), Tankless Water Heater, Vented Exhaust Fan
  • Owner Pays: All Utilities
  • MLS#: 20262063
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/20262063/463countyrt46_catskill_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of 4 Seasons Realty Group

William Raveis Family of Services

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Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

463 County Rt 46, Catskill, NY, 12414

$747,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $597,600 $597,600 $597,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $428 $428 $428
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,680 $3,876 $5,003
Total Monthly Payment $4,200 $4,396 $5,523

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.