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Beautifully updated two-story home in the charming Summertrees community on Johns Island. This desirable location offers multiple routes for convenient travel on and off the island. The neighborhood features multiple ponds and is located beside Whitney Lake, creating a peaceful and scenic setting. Inside, hardwood floors extend throughout both levels, complemented by tasteful updates and classic finishes including crown molding, chair railing, a fireplace, and a cohesive floorplan. The thoughtfully updated kitchen features Sonoma MQ quartz countertops and stainless steel sink installed in 2024, along with new stainless steel microwave, oven/range, and dishwasher installed in 2023. Upstairs, the spacious primary suite offers tray ceilings, a walk-in closet, and an ensuite bath with doubvanities. Three additional bedrooms provide flexibility for guests, a home office, or family living. Additional highlights include a front porch, screened back porch, extra attic storage, and a large privacy-fenced backyard perfect for entertaining or relaxing outdoors. Major system updates include a new roof and HVAC system installed in 2020. No flood insurance is required. Summertrees offers an inviting neighborhood atmosphere while being just moments from some of Johns Island's favorite restaurants including Wild Olive, Royal Tern, Low Tide, Estuary, and Tattooed Moose. Conveniently located approximately 25 minutes from downtown Charleston, Kiawah Island, and Folly Beach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,438 | $2,500 | $3,288 |
| Total Monthly Payment | $2,513 | $2,575 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.