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Welcome to 138 South Broad Street in Pawcatuck! Comfort, convenience, and minutes from several area beaches! This well-maintained home features 3 bedrooms and 2 full baths. Generously sized rooms and functional flow are designed for everyday living and entertaining. The kitchen provides ample storage and workspace, while the living and dining areas offer comfortable gathering spaces. 2 fireplaces add immensely to the comfort and charm. Enormous 2 car garage with ample storage and double entry garage doors. Large breezeway and greenhouse off of den. All of this on an oasis of almost an acre of beautiful property. Easy access to local shops, dining, and everyday amenities. Nearby beaches in Westerly, including Misquamicut State Beach and Watch Hill, are just minutes away. Commuters will benefit from access to major roadways and nearby transportation options. Whether you're looking for a year-round residence or a coastal retreat, this home offers a great opportunity to enjoy all that the shoreline community has to offer!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Upper | |
| Den | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Family Room | Fireplace | Lower |
| Full Bath | Main | |
| Full Bath | Upper | |
| Kitchen | Double-Sink,Tile Floor,Vinyl Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $425 | $425 | $425 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,458 | $2,521 | $3,315 |
| Total Monthly Payment | $2,958 | $3,021 | $3,815 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.