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One or more photo(s) has been virtually staged. Pre-Construction. To be built. This gorgeous new home is being built by award-winning Spire Homes and offers 2, 866 SF of living, located in the sought-after equestrian community of Pine Ridge. This 4-bedroom, 3-bath, 3-car garage glamorous home showcases a wrap-around front porch, a huge 21 ft. long office or flex room, and a three-car garage with storage closet on 1+ acres. The open floor plan features abundant space, a gourmet kitchen, 42'' upper cabinets with soft-close drawers, quartz countertops, and subway tile backsplash. The kitchen is expansive and opens to the great room and dining area, making it wonderful for entertaining. The beautiful long island allows seating for the entire family or guests. The walk-in pantry showcases custom wood shelving. The large owner's suite is entirely separate from the other bedrooms, featuring a spacious walk-in closet with custom wood shelving, an oversized shower, and a free-standing tub. Additional upgrades include 8-foot doors, 5 1/4'' baseboards, tray ceilings, and LVP flooring in the main areas with a lifetime warranty. The large 29-foot-long outdoor covered lanai will be your tranquil place for coffee in the morning or wine in the evening. This home has it all! The home is just being started, so all color selections can be chosen until the framing stage. You can make this your dream home! Pine Ridge Community is the largest equestrian community in Citrus County and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails. Don't miss this prime opportunity to own this spacious RV port home on a one acre homesite with a full builder warranty, and a HOA fee of only $160 per year. Florida lifestyle living at its finest.
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $44 | $44 | $44 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,152 | $3,236 | $4,252 |
| Total Monthly Payment | $3,288 | $3,372 | $4,388 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.