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Charming ranch-style home located on a quiet dead-end street in a desirable area of Monroe. This well-maintained 3-bedroom, 1-bathroom home offers comfortable single-level living and a highly convenient commuter location, approximately one hour from New York City with easy access to major highways, as well as nearby train and bus transportation. The home features an eat-in kitchen with new countertops, a spacious living room, and a separate dining area, providing a functional layout for everyday living and entertaining. All three bedrooms are well-sized, and the home has been freshly painted throughout, giving it a clean, move-in ready feel. Step outside to a fenced backyard complete with a patio and fire pit area, perfect for outdoor gatherings, pets, or relaxation. Additional exterior features include a large front porch, an oversized one-car detached garage and a separate storage shed, offering ample space for tools, equipment, or hobbies. This property is connected to municipal services and has seen several recent upgrades, including a new hot water heater (2020), adding peace of mind for the next owner. Conveniently located near shopping, dining, and local amenities, this home offers the perfect combination of privacy, value, and accessibility ideal for commuters or anyone looking to enjoy suburban living with easy access to the city.
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Our Executive Mortgage Banker:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $938 | $938 | $938 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,153 | $2,779 |
| Total Monthly Payment | $3,057 | $3,166 | $3,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.