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Welcome to 38 Cold Spring Circle, ideally located in Shelton's desirable Long Hill neighborhood with convenient access to major highways, shopping, dining, and all the amenities Shelton has to offer. This well-loved split-level home has been cherished and maintained by the same family for decades, and is now ready to welcome its next chapter. From the moment you enter, you'll appreciate the warm and inviting atmosphere, featuring a sun-filled living room that flows seamlessly into the dining area, perfect for everyday living and entertaining. From the living room step outside to a custom fieldstone patio overlooking a beautiful, park-like backyard, offering the perfect setting for relaxing or hosting gatherings. The eat-in kitchen has been updated offering newer cabinets, counter tops and appliances. The upper level features three comfortable bedrooms and a spacious full bathroom. The lower level provides additional living space with a finished area and a convenient half bath, ideal for a family room, home office, or guest space. The finished basement adds even more versatility, offering a recreational area perfect for a growing household. With generous indoor and outdoor space, timeless character, and an unbeatable location, this is a wonderful opportunity to own a true family home in Shelton.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Sliders,Hardwood Floor | Main |
| Eat-In Kitchen | Remodeled,Laminate Floor | Main |
| Family Room | Lower | |
| Full Bath | Tile Floor | Upper |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
| Rec/Play Room | Concrete Floor | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $391 | $391 | $391 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,555 | $2,659 | $3,501 |
| Total Monthly Payment | $3,038 | $3,142 | $3,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.