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Limited homesites remain—don’t wait. Positioned on an elevated homesite within a sought-after, fast-selling community, this to-be-built Birch model offers a unique opportunity to create your new home with personalized finishes and selections throughout. The setting provides peaceful valley views and backs to protected woods, offering both privacy and a natural backdrop. The Birch is a thoughtfully designed colonial-style home featuring approximately 2, 400 square feet of well-planned living space, blending classic design with modern functionality. The main level is anchored by a spacious kitchen ideal for everyday living and entertaining, flowing seamlessly into the living area with a cozy fireplace. A dinette leads to a rear deck, perfect for enjoying the surrounding landscape, while a formal living room adds additional flexible space. Upstairs, the primary suite offers a private retreat with a spa-like bath, including a soaking tub and separate walk-in shower. Three additional bedrooms provide versatility for guests, home office needs, or everyday living. Additional features include a welcoming front porch, two-car garage, and a partially unfinished basement with potential for future expansion. Energy-efficient heat pump systems provide year-round comfort. Located in the scenic Hudson Valley at Elm Farm Estates, this community offers convenient access to shopping, dining, and major commuter routes including I-84 and I-87, along with nearby Metro-North service for travel to New York City. Secure your place in this limited offering and build the Birch model on this beautifully situated homesite. For additional details, including a 3D community tour, please visit our website.
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Our Executive Mortgage Banker:
$655,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $524,000 | $524,000 | $524,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,175 | $1,175 | $1,175 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,142 | $3,269 | $4,316 |
| Total Monthly Payment | $4,409 | $4,536 | $5,583 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.