|
|
Set in a quiet pocket of Island Pond's western shore, this seasonal lakefront cottage offers something few waterfront homes on this lake can match: the largest all-sand beach on its side of the water, open mountain views across the lake, and a west-facing lot built around the sunsets Island Pond is known for. The beach is the headline and it lives up to it. Soft white sand slopes into a gentle, sandy bottom, no rocks, no muck, no drop-off, ideal for swimming, wading, floating, or launching a kayak straight from your own shoreline. When the water is lower, the beach stretches even wider, the kind of shoreline neighbors row across the lake to enjoy. The views are the second act. A wooded bluff lifts the cottage above the water just enough to frame a wide, uninterrupted look across Island Pond to the mountain ridge on the far shore. Loons call at dawn, eagles circle in the afternoon, and the sky keeps working all day long. Then comes the sunset. The property faces west, and the deck and lower stone pavilion are both positioned for it. Evenings unfold from a river-stone pavilion laid by the cottage's original builder, a covered, hand-built perch right at the water's edge where the lake turns gold and the mountains soften to silhouette. Three bedrooms, fresh paint, new tin roof, concrete foundation with small cellar, propane heat. Three-season, winterized each fall. Flat, double-lot-sized parcel with generous parking and a wooded backdrop. Boat or paddle to the town dock for dinner at one of three restaurants, ice cream, the grocery, or the library. Offered as is. A rare chance to own one of Island Pond's best beaches, its finest sunset lot, and a true Vermont lake cottage with generations of family history. ADDITIONAL AERIAL AND BEACH PHOTOGRAPHY TO BE ADDED WITHIN THE NEXT 1–2 WEEKS AS CONDITIONS ALLOW.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/22/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $498 | $498 | $498 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,965 | $2,044 | $2,672 |
| Total Monthly Payment | $2,538 | $2,617 | $3,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.