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Welcome to this spacious expanded Cape nestled in the Incorporated Village of Valley Stream, offering 4 bedrooms and 2 full bathrooms on an oversized 60x120 lot. This home presents a rare opportunity to create your dream space while benefiting from key updates already in place. The main level features a sun-filled living room, an eat-in kitchen, and hardwood floors throughout (under carpeting), providing a solid foundation for customization. The flexible layout allows for comfortable living with room to grow. A full finished basement offers additional living space, perfect for a recreation area, home office, or guest setup, along with a dedicated laundry and utility area. The detached 2-car garage with 6 car parking Along with storage Shead behind the garage adds on both convenience and ample storage. Recent improvements include Beautiful Sunroom in the back and a newer roof (2020), updated Andersen and Pella windows, and an enhanced front walkway and stoop for added curb appeal. Gas is already in place for cooking and dryer, with an additional outdoor line ideal for entertaining of BBQ. Electric Car Charger is plus. Conveniently located near shopping, transportation, and major roadways, this home combines location, space, and potential. Being sold as-is, this is an exceptional opportunity for buyers looking to personalize, invest, or add long-term value.
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Our Executive Mortgage Banker:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $866 | $866 | $866 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,808 | $4,132 | $5,692 |
| Total Monthly Payment | $4,766 | $5,090 | $6,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.