3147 E DORCHESTER DRIVE, Palm Harbor, FL, 34684 | $335,000

Under contract-accepting backup offers. Opportunity meets location in this spacious 2-bedroom, 2-bath split-plan home offering 1698 sq ft in the highly desirable community of HIGHLAND LAKES ON LAKE TARPON. Situated on a great street, this solid concrete block home is in a non-flood, non-evacuation zone-an increasingly valuable feature for peace of mind.
Inside, the home offers a functional layout with generously sized living areas and bedrooms, and is ready for your personal touch. Although it needs some updating, a recent 4-point inspection states the roof has 4/5 years of life left, the electrical panel is believed to be a Sylvania, and the 2012 AC Blows Ice Cold. The baths and kitchen are waiting for their makeovers to make them shine again. The luma dome ceiling in the kitchen has been recently removed and replaced with recessed lighting, which has brightened up the kitchen. The primary bedroom has 4 CLOSETS! One closet is a HUGE walk-in, which is big enough for the biggest clothes horse! The other 3 closets could be used to create the bathroom of your dreams! The original windows have been replaced with white double-pane windows with exterior hurricane pull-down shutters. There’s a backyard patio with an awning - perfect for relaxing. The 2 Car Garage provides ample storage and convenience.
With great bones, a prime location, and access to the vibrant Highland Lakes lifestyle, this home is a rare chance to create value and make it your own.
Highland Lakes offers FREE golf on 3 Community Owned Executive Golf Courses, FREE RV/Boat storage, Pontoon boat cruises on the Lake, 2 heated community pools, PICKLEBALL, TENNIS, Shuffleboard, Bocce, a Club for EVERYTHING, and SO Much More. Close to Beaches, International Airports, shopping, and Florida Fun!

Features

  • Amenities: Clubhouse, Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 75 x 110
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1980
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,698
  • Acreage: 0.19
  • Lot Size: 75 x 110
  • Est. Taxes: $1,758
  • HOA Fee: $164 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8504287
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/TB8504287/3147edorchesterdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 2:47:10 PM)
Listing courtesy of RAGSDALE RESIDENTIAL REALTY   Phone: 727-742-3789

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3147 E DORCHESTER DRIVE, Palm Harbor, FL, 34684

$335,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $268,000 $268,000 $268,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $147 $147 $147
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,650 $1,692 $2,226
Total Monthly Payment $1,871 $1,913 $2,447

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.