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Welcome home. This well-maintained, move-in ready property in the established Lakes of Summerville community offers the added benefit of recent major updates, including a newer roof and HVAC system, providing comfort and peace of mind for years to come. Inside, the functional layout features an open living and dining area that flows seamlessly, creating a comfortable space for both everyday living and entertaining. The interior shows clean throughout with neutral paint and well-kept flooring, giving the home a fresh and cared-for feel. The kitchen provides ample cabinet storage and counter space along with newer appliances, making it both practical and efficient for daily use. Step outside to a private backyard that backs to wooded space, providing a quiet setting with added privacy. well-kept neighboring properties, contributing to the overall appeal of the community. Located in Summerville, this home offers convenient access to Highway 78 and I-26, making it easy to reach Charleston, major employment areas, and surrounding Lowcountry destinations. Downtown Summerville is just a short drive away, offering local shops, dining, and community events throughout the year. Vacant and easy to show, this home is ideal for buyers seeking a property that has been consistently maintained with key updates already completed. Buyer to verify all information deemed important, including square footage, schools, and HOA.
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Our Executive Mortgage Banker:
$334,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,920 | $267,920 | $267,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,692 | $2,225 |
| Total Monthly Payment | $1,725 | $1,767 | $2,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.