|
Presented by
Adrian Cote |
20 Lawrence Lane, Torrington, CT, 06790 | $389,000
This meticulous 3 bedroom raised ranch, is tucked in a quiet, well thought out neighborhood near Charlotte Hungerford Hospital with easy access to Route 8 and 63. The main level features waterproof flooring, two bedrooms with ceiling fans, organized closet systems, a full bath with quartz countertops, The kitchen offers premium Wolf cabinetry, granite countertops, tastefull backsplash, most appliances updated to stainless steel less than two years ago. Off the kitchen is a spacious great room addition with a ceramic floor, surround sound system, office space, with access to a deck overlooking a backyard hidden by mature privacy trees, a fire pit, stone oven, large shed, and views of the detached two car garage. The lower level offers flexible living space with a carpeted bonus room, walk in closet, and nearby half bath with laundry, ideal for a third bedroom, guest area, or family room. Beneath the great room addition is an unfinished lower level space with usable ceiling height and a separate entrance, offering potential for a private office, in home business, workshop, or an in law set up. Complete with 4 zone heating, a Well-McLain heating system, indirect fired water heater, generator hookup, newer windows, All roofs replaced in 2022 , an attached one car garage, detached heated two car garage with 10 foot ceilings and 220 line, abundant parking for multiple vehicles, a trailer, camper. . . this home offers comfort, privacy, and space! Dont miss your oppurtunity on this one! FEATURES: Indirect fired water heater. generator hook-up. Roof installed August of 2022 50 year warranty. newer windows. Wolf cabinets. california closet system. 4 zone heating. surround sound in family room. oversized 20x25 huge garage with 10 foot ceilings complete with heat and electricity. Also a 220 line in garage. New insulated 8 foot door on detached garage. shed 10x16 no power.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Style: Raised Ranch
- Year Built: 1982
- Garage: 2-car Detached Garage,Under House Garage
- Heating: Hot Water
- Cooling: Ceiling Fans,Window Unit
- Basement: Full,Partially Finished
- Above Grade Approx. Sq. Feet: 1,472
- Acreage: 0.3
- Est. Taxes: $8,817
- Lot Desc: Fence - Partial,Level Lot
- Elem. School: Per Board of Ed
- High School: Torrington
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher
- MLS#: 24168916
- Website: https://www.raveis.com
/raveis/24168916/20lawrencelane_torrington_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Main | ||
| Dining Room | Bay/Bow Window | 13.0 x 13.0 | Main |
| Full Bath | Remodeled,Quartz Counters | Main | |
| Half Bath | Lower | ||
| Living Room | 24.0 x 24.0 | Main | |
| Office | 13.0 x 13.0 | Lower | |
| Primary Bedroom | Ceiling Fan | 13.0 x 13.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Adrian CoteSales Associate
203.217.7720
Adrian.Cote@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Liz EckmanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1195194
203.858.7106
Liz.Eckman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
20 Lawrence Lane, Torrington, CT, 06790
$389,000
Adrian Cote
Sales Associate
William Raveis Real Estate
Phone: 203.217.7720
Adrian.Cote@raveis.com
Liz Eckman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,841 | $1,916 | $2,522 |
| Total Monthly Payment | $2,651 | $2,726 | $3,332 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524