507 N PENINSULA AVENUE, New Smyrna Beach, FL, 32169 | $899,900

BEST PRICED House North of Flager Avenue. Don't miss this opportunity in the heart of New Smyrna Beach. . . NORTH BEACH. Experience beachside living at it's best with this thoughtfully updated and meticulously maintained residence, perfectly situated just steps from Flagler Avenue, the pristine white powered sand beach, and the tranquil Indian River. This 3 bedrooms / 2 bathrooms SPLIT-PLAN home with a GARAGE blends comfort, style, and convenience. Located on high ground and outside of any flood zone, this home requires no flood insurance, offering true peace of mind for second homeowners and full-time residents alike. From the moment you arrive, the circular pavered driveway, lush mature landscaping, and durable metal roof create an inviting first impression. Inside, the open-concept kitchen flows into a cozy dining nook and formal dining area great for entertaining. Highlights include rich wood flooring, recessed lighting, knockdown ceilings, motorized blinds, and hurricane-impact windows and doors throughout. Step outside to a fully fenced backyard with side gate access perfect for storing a boat, golf cart, or beach toys. An outdoor shower adds convenience after a day on the sand, while the covered front lanai and low-maintenance yard provide the perfect area to unwind. No HOA restrictions mean you can enjoy the coastal lifestyle on your own terms. Whether it’s morning walks to the beach, casting a line from the neighborhood dock, or relaxing on the lanai after a sunset stroll down Flagler Avenue, this home is an ideal blend of style, comfort, and lock-and-leave ease.
Perfect as a second home, vacation rental, or full-time beach getaway—schedule your private tour today!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 100
  • Laundry: In Garage
  • Year Built: 1962
  • Garage: 1-car Circular Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,425
  • Acreage: 0.14
  • Lot Size: 50 x 100
  • Est. Taxes: $8,707
  • Elem. School: Coronado Beach Elem
  • Middle School: New Smyrna Beach Middl
  • High School: New Smyrna Beach High
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6309664
  • Days on Market: 350 days
  • Website: https://www.raveis.com
    /prop/O6309664/507npeninsulaavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2026 11:36:07 AM)
Listing courtesy of URBANISTA BROKERS   Phone: 407-619-7272

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

507 N PENINSULA AVENUE, New Smyrna Beach, FL, 32169

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.247% 6.117%
Monthly Tax Payment $726 $726 $726
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,259 $4,374 $6,027
Total Monthly Payment $5,077 $5,192 $6,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.