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Experience true luxury waterfront living in the exclusive Hanover Lakes community! This exceptional 5-bedroom, 4. 5-bath residence offers over 4, 300 square feet of beautifully designed living space, featuring high-end upgrades, elegant finishes, and a versatile layout perfect for modern living. From the moment you enter, you are welcomed by an open-concept design with upgraded flooring, designer lighting, and a gourmet kitchen with premium cabinetry, elegant countertops, and a spacious island ideal for entertaining. This home stands out for its flexibility, offering two bedrooms on the first floor, each with its own private bathroom, perfect for guests or multi-generational living. Additionally, the property features a dedicated wine room that can be converted into an additional bedroom or private suite, adding even more value and functionality. Step outside to your private oasis featuring a resort-style pool with breathtaking lake views. This property offers the option to build your own dock and boat lift, allowing you to fully enjoy the waterfront lifestyle. Enjoy direct access through the community’s canal system to the Alligator Chain of Lakes, perfect for boating, fishing, and outdoor recreation. Hanover Lakes offers a unique and active lifestyle with resort-style amenities including canal access to the Alligator Chain of Lakes, opportunity for private boat dock and boat lift, resort-style pool and splash pad, dog park, playground, sports courts, walking trails and green areas, as well as fishing dock and lake access. Located in a prime and growing area of St. Cloud, this home offers convenient access to major highways, shopping, dining, and Orlando attractions. This is more than a home—it’s a lifestyle. Don’t miss the opportunity to own a rare waterfront property with luxury, space, and boating access all in one.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,992 | $639,992 | $639,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $916 | $916 | $916 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,941 | $4,151 | $5,357 |
| Total Monthly Payment | $4,949 | $5,159 | $6,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.