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Welcome to your new sanctuary in the sought-after Lake Sapphire subdivision of Monroe, New York. This charming two-bedroom, one-bathroom home serves as an ideal entry point for first-time buyers or a serene getaway for those seeking a vacation retreat within the prestigious Monroe-Woodbury School District. The interior boasts a vibrant open-concept design that centers around a stunning eat-in kitchen. This culinary space is anchored by a functional center island and finished with premium granite countertops and modern stainless steel appliances. For those cozy winter nights, the living area features a high-efficiency fireplace insert capable of heating the entire home, while central air conditioning keeps the space crisp and cool throughout the summer. Privacy is a hallmark of this property, offering a quiet escape from the hustle and bustle of daily life. While the home is tucked away in a private setting, residents enjoy deeded lake access maintained by the association, providing a wonderful way to enjoy the water just a short stroll away. The home is also equipped with a convenient washer and dryer setup to ensure a seamless living experience. Location is everything for the modern professional, and this property delivers by being situated just moments away from major highways. This proximity makes it a premier choice for commuters who want to enjoy the natural beauty of the Hudson Valley while maintaining an easy drive to work. Whether you are starting your homeownership journey or looking for a peaceful home base with community lake perks, this property offers an unbeatable combination of style, comfort, and convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,867 | $1,967 | $2,538 |
| Total Monthly Payment | $2,463 | $2,563 | $3,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.