This Charming & Cozy Ranch Is Perfectly Situated On A Generous . 34 Acre Lot. This Home Also Features An Attic With 6Ft Center Height & Plywood Flooring - Ideal For Future Expansion. Economical Gas Heating! 5Yr Old Walk Through Kitchen With White Cabinetry, Deco Tile Backsplash, Stainless Appliances, 5 Burner Gas Stove, Brown Wash Laminate Flooring, & Hi-Hats. 5Yr Old Full Bath With Walk-In Shower Lined In Ceramic Tile, Brown Wash Laminate Flooring, & Hi-Hats. Large Living Rm/Dining Rm Combo With Hardwood Flooring & Hi-Hats. Entrance Hall With Laundry Closet & Brown Wash Laminate Flooring. 2 Bedrooms With Ample Closet Space, One Has Hardwood Flooring, The Other Wall To Wall Carpet. Recent Upgrades Include - 5Yr Old Windows & Siding; 4Yr Old Burner & Roof; Updated Electric & Plumbing; 5Yr Old Central Air; Raised Panel Doors. This Home Also Boasts An Oversized Detached Garage & Partial Basement With Bilco Doors Which Provides Excellent Storage Space. Fully Fenced & Spacious Yard - Great For Entertaining. Conveniently Located Near Transportation Including The Train, Airport, & Major Highways - Perfect For Commuters. Enjoy Being Just Minutes From Sayville Offering Dining, Shopping, Entertainment, & More. Also Near The Ferries To Fire Island. Don’t Miss This Opportunity To Own A Charming Home With Infinite Possibilities In Bayport!
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Our Executive Mortgage Banker:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $975 | $975 | $975 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,398 | $2,495 | $3,322 |
| Total Monthly Payment | $3,448 | $3,545 | $4,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.