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Being voted #1 City by Conde Nast 14 of the last 15 years has its perks, like AMAZING food scene, FIRST CLASS healthcare, and most importantly bragging rights to all your friends that don't live here! But, all that awesomeness can come with drawbacks, like the occasional traffic jam, but fret not friend, 1326 Stoney St is the solution to that problem! This [3] Bedroom [2] Full Bathroom ranch home sits nestled in the heart of West Ashley, close enough to get downtown in minutes, but far enough away to not need flood insurance. This recently updated home combines robust mid-century construction with modern conveniences, like updated kitchen and bathrooms, oversized-indoor laundry room, and a separate family room. A place where your guests can sit on couches that aren't wrapped in plastic. . . you'll find those couches in the front formal living room with swanky large windows that allow incandescent natural light to permeate the entire room and highlight the wood floors that run throughout most of the house. Life isn't only inside and this remarkable home makes outdoor living not only possible, but fun. With a fully fenced in yard, and no HOA, you can have chickens, goats, or a three-story wooden ship play set, let your imagination go wild. And when it is time to light the grill and feed the masses the oversized gazebo provides shade and cover from the sun, rain and the sky, whenever it starts to fall. Also, daily life isn't just at your abode, and 1326 Stoney St meets all your needs. You are walking distance to Second State Coffee, St Andrews Fitness, El Molino market and Smoothie King. You are a short bike ride to sushi, seafood, Mexican, more coffee, multiple grocery stores and multiple other fitness centers. And you are a short car ride to 26, 526, even more restaurants, even more grocery stores, the airport and anywhere else your navigation wants to take you. There might be many houses on your short list to see, but there is only one blue bungalow that you want to call home, 1326 Stoney St.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,832 | $2,904 | $3,820 |
| Total Monthly Payment | $2,924 | $2,996 | $3,912 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.