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Welcome to Cobia Cay — where luxury waterfront living meets the freedom of no HOA and no CDD. This highly desirable boating community in Apollo Beach is known for its swaying palm-lined streets, friendly atmosphere, and close proximity to local dining, marinas, and the shoreline.
Arrive at 6602 Seabird Way and immediately feel the pride of ownership. A grand double-door entry welcomes you inside, where stunning views of the pool and canal draw your attention from the moment you step through the foyer. Designed for both comfort and entertaining, the split floor plan offers a private primary suite wing, formal living and dining areas, and a separate kitchen and guest wing.
The formal dining room is beautifully appointed with designer lighting, creating the perfect setting for holiday gatherings and special occasions. The kitchen, fully remodeled in 2016, was taken down to the plumbing and rebuilt with functionality and style in mind. Featuring rich mahogany cabinetry, premium granite countertops, stainless steel appliances (range, microwave, refrigerator, wine fridge), a spacious island, and a built-in wet bar — this is a true chef’s and entertainer’s space.
The primary suite is a private retreat, offering ample space for a California King bed, larger furnishings, and direct access to the pool area. The en-suite bathroom features private water closet, dual vanities, walk-in shower, and a soaking tub for a spa-like experience.
Three additional bedrooms provide flexibility for family, guests, a home office, or fitness space.
Step outside and experience the Florida lifestyle at its finest. The covered and screened lanai, outdoor kitchen, and expansive pool area create the perfect setting to relax after a day on the water. Follow the path to your private boat lift, where a brand-new seawall (2024) provides long-term protection and peace of mind for both your property and your vessel.
Notably, homes in Cobia Cay have shown strong resilience — with no flooding reported in recent major storm seasons, adding an extra layer of confidence for waterfront buyers.
Major Updates Include:
2016: Full kitchen remodel & plumbing conversion (copper to PVC)
2021: New ductwork & vents
2023: Full home replumbed (copper to PVC)
2024: New seawall
2024: New A/C system, air handler & attic insulation
2025: New luxury vinyl plank flooring (living room & 3 bedrooms)
2025: Brand-new roof
This home offers the rare combination of waterfront luxury, structural integrity, and long-term peace of mind — all in one of Apollo Beach’s most sought-after boating communities.
Schedule your private showing today and start living the Florida waterfront lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $780,000 | $780,000 | $780,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.399% | 6.475% | 6.309% |
| Monthly Tax Payment | $716 | $716 | $716 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,739 | $4,866 | $6,635 |
| Total Monthly Payment | $5,547 | $5,674 | $7,443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.