|
478 Joel M Austin Road, Cairo, NY, 12413 | $489,000
Welcome to serenity in Purling, NY! Discover a perfect blend of privacy and accessibility in this meticulously fully renovated raised ranch, nestled on over 10 sprawling acres across two parcels.
This beautiful home offers a main level of 1, 271 square feet including a spacious open concept fully updated living room, dining, and kitchen with quartz counter tops including a large peninsula island great for entertaining. Down the hall you'll find a large primary bedroom with en suite full bath with soaker tub. There are two other spacious bedrooms and an updated full bath and a closet that completes the space.
Downstairs, 934 square feet, currently serves as an in law suite with kitchenette, dining/living room, full bath, laundry, and large room that is being used as a comfortable bedroom that has a large closet and a separate storage crawl space. Downstairs includes a hall closet with ample storage as well. Combined, the home provides a total of 2, 205 square feet of living space.
The expansive back deck overlooks a lush, large level backyard that also has a fenced in dog run and gardening planters, or enjoy exploring the woods surrounding the home! There is nice screen room to relax in and view the property and abundant wildlife. There is a whole house Generac generator for piece of mind and a 400 gallon above ground propane tank that feeds the generator, provides heat, hot water and also feeds a barbecue on the back deck for worry free cooking.
A heated 2 car attached garage rounds out the space, and across the driveway is another 2 car garage/shed with electric that could serve as a workshop or more storage. This newly paved, quiet road is a great location with quick access to parks, shopping, grocery stores, skiing, medical care and more. The many updates also include a new mini split system, new electrical panel, new garage doors with auto openers, too many upgrades to list! This pristine house is move in ready!
Features
- Bedrooms: 3
- Baths: 3 full
- Laundry: Lower Level, Laundry Room
- Style: Raised Ranch
- Year Built: 1989
- Garage: 4-car Attached
- Heating: Baseboard, Ductless, Propane
- Cooling: Ceiling Fan(s), Ductless, Wall Unit(s)
- Basement: Finished
- Acreage: 10
- Est. Taxes: $7,477
- Lot Desc: Back Yard, Front Yard, Garden, Level, Paved, Wooded
- View: Trees/Woods
- School District: Cairo-Durham
- Appliances: Dishwasher, Free-Standing Refrigerator, Gas Range, Microwave, Plumbed For Ice Maker, Stainless Steel Appliance(s), Washer/Dryer, Water Softener Owned
- MLS#: 20262048
- Days on Market: 20 days
- Website: https://www.raveis.com
/prop/20262048/478joelmaustinroad_cairo_ny?source=qrflyer
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills RegionListing courtesy of Coldwell Banker Prime
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
478 Joel M Austin Road, Cairo, NY, 12413
$489,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $623 | $623 | $623 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,409 | $2,505 | $3,275 |
| Total Monthly Payment | $3,107 | $3,203 | $3,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535