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35 Gables Boulevard, Poughkeepsie, NY, 12603 | $379,900
AO 5/3 Still showing. Welcome to The Gables Community with One-Level living at its best. Enjoy the summer breezes from the screened in front porch. This light filled home offers effortless living with 3 bedrooms, 2 full baths, laundry room and garage all on one convenient level. You'll love the spacious kitchen featuring a sunny breakfast nook and an abundance of cabinet space. The formal living and dining room are enhanced by vaulted ceilings, creating a bright and airy ambiance. The primary suite offers an oversized closet, and ensuite bath, with double sinks, walk in shower stall, as well as an oversized linen closet. The 1 car garage includes attic storage via pull down steps for added convenience. The backyard offers peace and privacy, as well as a shed for added convenience and storage. Some of the recent improvements include furnace & HVAC system 5 years old, double sliding doors to the patio also 5 years old, primary bath shower stall- new wall tiles 2 years old, kitchen floor replaced 2 years ago, and a screened garage door to enjoy the garage while working or hosting parties. The Gables is a vibrant, warm and welcoming community that offers the residents exercise classes, water aerobics, craft workshops, holiday gatherings, book club, and more. Enjoy the community's fire pit, bocce court, gym, and community garden. The land is leased at $433. monthly. This fee includes pool and clubhouse access, trash pickup & road and common area maintenance. Important Financing Note: Mid Hudson Federal Credit Union is the only lender available for financing in the Gables, (manufactured homes) requiring a minimum of 10% down. payment. The $433. monthly HOA fees is lot rent, you do not own the land. Stop by and speak to many of the residents in The Gables community, who can tell you more about "Life in The Gables".
Features
- Amenities: Clubhouse, Fitness Center, Playground, Pool
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Ranch
- Year Built: 1998
- Garage: 1-car
- Heating: Ducts, Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,680
- Est. Taxes: $2,666
- HOA Fee: $433 Monthly
- Elem. School: Violet Avenue School
- Middle School: Haviland Middle School
- High School: Franklin D Roosevelt Senior High School
- School District: Hyde Park
- Pool: Community, In Ground, Outdoor Pool
- Appliances: Dishwasher, Dryer, Gas Range, Oven, Refrigerator, Washer
- MLS#: 992739
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/992739/35gablesboulevard_poughkeepsie_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
35 Gables Boulevard, Poughkeepsie, NY, 12603
$379,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.487% | 5.614% |
| Monthly Tax Payment | $222 | $222 | $222 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,798 | $1,896 | $2,463 |
| Total Monthly Payment | $2,095 | $2,193 | $2,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535