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Presented by
Mike Molisse |
Welcome home to this beautifully updated all-brick ranch in the established St. James Estates community--NO HOA! Situated on a generous, wooded 0. 30-acre fenced lot, this move-in ready home offers 4 spacious bedrooms, 2 full baths, and a versatile floorplan designed for comfortable living and entertaining. Inside, you'll find luxury vinyl plank flooring throughout the home, smooth ceilings, and abundant natural light. The updated kitchen features granite countertops, stainless steel appliances, and ample dining space, all flowing seamlessly into the cozy family room with a wood-burning fireplace--perfect for gathering. A separate laundry room adds convenience, and the washer and dryer convey with an acceptable offer. Major updates provide peace of mind, including a newer architectural roof (2019), HVAC (2018), and a fully encapsulated crawlspace with sump pump, dehumidifier, and French drain system--complete with transferable warranty. The fireplace was updated to code in 2020. Fresh interior paint, newly epoxy-coated garage floor, and recent exterior power washing make this home truly turnkey. The finished FROG (heated and cooled, not included in square footage) offers flexible space for a home office, gym, or guest retreat. Outside, enjoy the large fenced backyard, front porch, patio, and an attached workshop/storage area--ideal for hobbies or extra storage. The extra-long driveway and oversized 2-car garage provide plenty of parking. An outside storage room off the patio offers a great place for overflow living or storage, or a home gym or potting shed! Make it your own! Conveniently located near shopping, dining, and major roadways, this well-maintained home combines space, updates, and value in one exceptional package. Don't miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,900
Sales Associate
William Raveis Real Estate
Phone: 781.331.4339
Mike.Molisse@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,796 | $1,997 | $2,590 |
| Total Monthly Payment | $1,871 | $2,072 | $2,665 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.