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Beautifully renovated ranch-style POOL home in the highly desirable Gulf Harbors !!. . . . . . This move-in ready 3-bedroom, 2-bath home (1, 704 sq ft) has been completely updated down to the studs with quality finishes and modern coastal design throughout. The spacious primary suite (18’ x 11’) features a custom ensuite bath with a walk-in tile shower, built-in shelf, and added storage. Enjoy a fully upgraded interior with brand-new porcelain tile flooring, quartzite countertops, upgraded plywood soft-close white shaker kitchen cabinets and vanities, and all-new custom tile showers with built in shelf. . . . . . . . . Major system upgrades provide peace of mind, including:
• New electrical panel with emergency shut-off switch
• All new lower electrical outlets throughout
• All openings have Hurricane Impact Protection for peace of mind and best insurance discounts. All Windows are Impact, New impact rated French doors off the lanai and off the pool with slim shades, New impact side garage door, the overhead garage door is hurricane impact rated.
• Quality Metal roof + Newer HVAC (just over 5 years old)
• Extra attic insulation for efficiency
New LG appliances 2025 and refrigerator 2024
The 3rd nail was done to qualify for additional hurricane wind discount.
Step outside to your private pool and lanai oasis with southern exposure, breezes, and covered outdoor dining overlooking the pool—perfect for Florida living year-round. . . . . . . Additional highlights include fresh landscaping, new pool deck paint, and a 12’ x 11’ storage shed great for storage. Every detail was permitted and completed through Pasco County with a full 3-step mold-prevention process for long-term durability. Enjoy added privacy with both friendly adjoining neighbors being second-home residents who are rarely in residence, offering a quiet and secluded feel. The Solar Pool Cover and Southern Exposure extends the pool enjoyment season and have reached pool temperatures up to 100 degrees if you want.
Located in Gulf Harbors, enjoy a true coastal lifestyle with a private beach, two boat ramps, and an active community featuring sunsets, beach volleyball, cornhole, and social events. . . . . . . . Low insurance adds to the value:
• Homeowners: approx. $1, 454/year
• Flood: approx. $1, 580/year
A rare opportunity for a fully upgraded coastal retreat with exceptional value, privacy, and lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,895 | $1,971 | $2,624 |
| Total Monthly Payment | $2,188 | $2,264 | $2,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.