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A gem in Spruce Creek South, a 55+ golf community! 2 Bed/2 Bath extended PALM model! Check all the major HOUSE maintenance items off the list……. NEW ROOF 2024, New DOUBLE PANE WINDOWS 2024 throughout the house, NEW HWH 2024, NEW LVP FLOORING 2024 throughout the main living area and bedrooms, NEW HVAC 2024, NEW AWNINGS 2024 over front windows, NEW exterior entry door to garage 2026, NEW BIRDCAGE 2025 over the 20’ x 12’ patio creating a perfect spot for an outdoor oasis, just needs a firepit or a hot tub!! This beautiful home is MOVE IN READY!! A large open kitchen offers many cabinets for plenty of storage with a generous space for a breakfast nook and a sliding glass door to the outdoor birdcage area which also makes grilling outdoors very convenient to the kitchen. A 9 x 9 bonus area off the kitchen has many possibilities, small office or a large walk-in pantry! Both bedrooms are spacious and each has a roomy walk in closet. The EXTENDED Lanai has sliding windows for those breezy days, an electric fireplace for those chilly days and a portable AC for those “Not so chilly days”! This room has many possibilities!!! This house has many things that make it stand out among the others…. MOVE IN READY!!! All those nagging issues have been taken care of! It presents itself as very open and airy. This development has a LOCATION and CONVENIENCE that is key to living in Spruce Creek South. It is located off of US Highway 441 in Summerfield, FL on the north end of a conduit to an ABUNDANCE of stores, restaurants, hospital and medical facilities, and professional offices. Spruce Creek amenities include an “on property” restaurant, pool and fitness center with spa facilities, a Clubhouse that has game rooms and an event space available to the residents, golf course, Tennis courts, softball field, shuffleboard, Dog park, and walking & bike paths. Only minutes away from Spanish Springs Town Square in The Villages, where you can enjoy the nightly entertainment and to visit the many shops and restaurants it has available! Partial furniture does convey with the purchase; Dining room table and chairs, Kitchen table and chairs, master bedroom furniture, second bedroom 2 dressers, portable AC unit (in lanai). HOT TUB and PORTABLE HOME GENERATOR are available FOR A SEPARATE PRICE! This house is a MUST SEE!!! Call for a private showing!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $262 | $262 | $262 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,293 | $1,347 | $1,779 |
| Total Monthly Payment | $1,630 | $1,684 | $2,116 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.