13625 86TH AVENUE, Seminole, FL, 33776 | $595,000

Under contract-accepting backup offers. Welcome to your beautifully renovated home in the heart of Seminole, just minutes from the award-winning shores of Indian Rocks Beach and Redington Beach, where sugar-white sand and breathtaking Gulf sunsets become part of your everyday routine. Situated in a non-flood zone with no flood insurance required and no HOA, this home offers the freedom to truly live without restrictions in the desirable Oakhurst Terrace community, where sidewalks wind throughout the neighborhood creating a welcoming and connected feel. As you arrive, you’re greeted by this well-maintained POOL home featuring 3 bedrooms, 2 bathrooms, a 2-car garage, and nearly 1, 800 square feet of living space, topped with a tile roof. Stepping inside, you’ll immediately notice the thoughtful upgrades and attention to detail throughout. Luxury vinyl plank flooring flows seamlessly across the open concept layout, complemented by crown molding that adds a polished touch. The kitchen is truly the centerpiece, showcasing quartz countertops, a large island ideal for gathering, stainless steel appliances including a sleek vent hood, and warm wood beam detailing that brings character and style together effortlessly. The owner’s suite is tucked away behind a pocket door for added privacy, offering an oversized retreat complete with space for a seating area, a walk-in closet, and a beautifully updated ensuite bathroom. Here you’ll find dual sinks set in a modern vanity, floor-to-ceiling tilework, and a glass-enclosed shower with a built-in bench. The split bedroom floorplan continues to impress, with the additional bedrooms located on the opposite side of the home behind another pocket door, creating their own private wing with an updated guest bathroom perfectly positioned between them. Toward the rear of the home, a spacious family room features a stunning stone wood-burning fireplace and opens directly to your backyard oasis. This fully fenced outdoor space is designed for entertaining, complete with an inground heated pool and expansive decking. For a little extra fun, the backyard also features a private putting green, creating the perfect space to practice your short game or unwind in your own outdoor retreat. It is perfect for summer BBQs, relaxing weekends, and hosting gatherings year-round. This home also offers the option to be sold fully furnished, making for an easy and seamless move-in experience. Zoned for highly rated schools in the Seminole school district, including Bauder Elementary School and Seminole High School, this location is sure to check all your boxes. Daily convenience is effortless with shopping, dining, and entertainment just minutes away at Seminole City Center, while outdoor enthusiasts will love the easy access to the Pinellas Trail for biking, walking, and staying active year-round. With quick access to major roadways connecting you to St. Petersburg and Clearwater, commuting or heading out for a night on the town is simple and convenient. Whether you’re drawn to the nearby beaches, the vibrant local amenities, or the strong sense of community Seminole is known for, this home offers the perfect balance of coastal living and everyday ease. Schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 2-car Driveway, Garage Faces Side
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,789
  • Acreage: 0.17
  • Est. Taxes: $7,928
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pool: Heated, In Ground
  • Appliances: Dishwasher, Range, Range Hood, Refrigerator
  • MLS#: TB8502420
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8502420/1362586thavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 8:34:21 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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13625 86TH AVENUE, Seminole, FL, 33776

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $661 $661 $661
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,931 $3,006 $3,953
Total Monthly Payment $3,684 $3,759 $4,706

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.