127 RIVER Road, Satsuma, FL, 32189 | $1,149,500

Experience refined riverfront living at 127 River Road in Satsuma, where timeless craftsmanship meets the natural beauty of the St. Johns River--an internationally recognized destination known for world-class bass fishing. This exceptional residence showcases elegant architectural details, including 8 ft doors, fluted trim, crown molding, and rich oak hardwood floors throughout. The dining room is highlighted by a sophisticated slope-tray ceiling, while the inviting living space features a gas-burning fireplace.
The chef's kitchen is thoughtfully appointed with a SubZero refrigerator, Dacor cooktop, Thermador hood, and flows seamlessly into a spacious butler's pantry. Outdoor living is equally impressive with a screened pool and spa, expansive deck, and private boathouse--ideal for enjoying the waterfront lifestyle. A large screened porch with roll-down shades offers year-round comfort.
This property also presents excellent potential as a luxury short-term rental or second home retreat Property Highlights: " Direct St. Johns River frontage in a globally recognized bass fishing destination " Area attracts anglers from around the world for trophy largemouth bass " Private dock and covered boathouse for immediate water access " Expansive outdoor deck ideal for entertaining or relaxing Outdoor Living: " Screened-in pool and hot tub for year-round enjoyment " Large screened porch with roll-down shades for comfort and privacy " Beautiful waterfront setting with mature landscaping Interior Features: " 8-foot interior doors throughout " Elegant fluted crown molding and detailed trim work " Real oak hardwood floors " Slope-tray ceiling in dining room " Gas-burning fireplace in main living area Kitchen & Entertaining: Premium appliances including: " Sub-Zero refrigerator " Dacor cooktop " Thermador hood " Functional layout with ample storage " Large butler's pantry Lifestyle & Investment Opportunity: " Ideal for boating, fishing, and waterfront entertaining " Located in a destination known for world-class bass fishing tournaments and recreation " Strong appeal as a vacation home or potential short-term rental (VRBO/Airbnb)

Features

  • Amenities: Pool
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,191
  • Acreage: 0.32
  • Est. Taxes: $9,424
  • HOA Fee: $215 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Pool, River, Trees/Woods, Water
  • Water Front: Yes
  • Pool: In Ground
  • Appliances: Dishwasher, Electric Oven, Gas Cooktop, Microwave, Refrigerator
  • MLS#: 2143180
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/2143180/127riverroad_satsuma_fl?source=qrflyer
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Listing courtesy of INI Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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127 RIVER Road, Satsuma, FL, 32189

$1,149,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $919,600 $919,600 $919,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.247% 6.117%
Monthly Tax Payment $785 $785 $785
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,367 $5,588 $7,698
Total Monthly Payment $6,277 $6,498 $8,608

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.