21218 Velino LN, Estero, FL, 33928 | $560,000

Welcome to 21218 Velino Lane, nestled in the highly sought-after community of Bella Terra in Estero. This beautifully maintained home offers a bright, open floor plan designed for both comfortable everyday living and effortless entertaining.
The spacious living area flows seamlessly into the kitchen, complete with ample cabinetry, generous counter space, and a functional layout perfect for gathering with family and friends.
Step outside to your own private oasis featuring a lagoon-style pool and an expansive lanai—ideal for relaxing or entertaining year-round. The lanai is enhanced with an electric, hurricane-rated shade on the opening for added protection and convenience. With desirable southern exposure and serene lake views, you’ll enjoy abundant natural light and peaceful waterfront scenery throughout the day.
Additional highlights include a newer roof installed in 2020, offering peace of mind for years to come.
The primary suite serves as a relaxing retreat, offering two walk-in closets and a well-appointed ensuite bath. Additional bedrooms provide flexibility for guests, a home office, or a growing family.
Bella Terra offers an array of resort-style amenities including a clubhouse, pool, fitness center, tennis, pickleball, basketball, playground, and scenic walking trails. Conveniently located near shopping, dining, FGCU, RSW International Airport, and Southwest Florida’s stunning beaches.
Don’t miss this opportunity to own a lakefront home in one of Estero’s most desirable communities!

Features

  • Amenities: Basketball, BBQ - Picnic, Bike And Jog Path, Billiards, Bocce Court, Clubhouse, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Pickleball, Playground, Tennis Court(s), Volleyball, Gated
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2007
  • Garage: 2-car Garage Door Opener, Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Basement: Central Electric
  • Approx Sq. Feet: 2,718
  • Acreage: 0.17
  • Est. Taxes: $7,604
  • HOA Fee: $573 Quarterly
  • Lot Desc: Regular
  • View: Lake
  • Water Front: Yes
  • Pool: In Ground
  • Pet Policy: With Approval
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
  • MLS#: 226018073
  • Days on Market: 25 days
  • Website: https://www.raveis.com
    /prop/226018073/21218velinoln_estero_fl?source=qrflyer
The data relating to real estate for sale displayed on this Website comes in part from the Multiple Listing Service of the Bonita Springs-Estero Association of REALTORS®, Inc., under License No. BK3330055FL. Properties displayed on this Website include properties listed with brokerage firms other than William Raveis Real Estate. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Bonita Springs-Estero Association of REALTORS® Multiple Listing Service, or contained in the database compilation of the Bonita Springs-Estero Association of REALTORS™ Multiple Listing Service.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Suzanne Walsh TeamSales Vice President

860.306.1927

Suzanne.Walsh@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

John KirkutisVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1424716

970.390.2521

John.Kirkutis@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Heidi SummaInsurance Sales Director, William Raveis Insurance

860.919.8074

Heidi.Summa@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21218 Velino LN, Estero, FL, 33928

$560,000

Suzanne Walsh Team

Sales Vice President

William Raveis Real Estate

Phone: 860.306.1927

Suzanne.Walsh@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

John Kirkutis

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 970.390.2521

John.Kirkutis@raveis.com

NMLS Mortgage Loan Originator ID 1424716

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $634 $634 $634
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,686 $2,795 $3,720
Total Monthly Payment $3,412 $3,521 $4,446

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.