|
Welcome to the highly sought-after Lake Baldwin community, where scenic lake views and a charming neighborhood setting come together within the Mahopac School District. Set on a beautifully manicured property, this lovingly maintained and expanded ranch-style home reflects true pride of ownership and offers the ease of comfortable one-level living. The home features 2 bedrooms and 1 full bath, along with a versatile den or home office that can easily function as a third bedroom to suit your lifestyle needs. The kitchen showcasing granite countertops, wood cabinetry, stainless steel appliances including a gas oven/range flows seamlessly into the dining area with direct access to the driveway and detached garage. Unlike a typical ranch, this home features an expanded living room that enhances both space and functionality. Filled with natural light from large windows and a skylight, it offers a warm, inviting atmosphere while framing peaceful lake views creating the perfect setting for relaxing evenings and family gatherings. A walk-out basement (not included in the total square footage) offers exceptional potential and endless opportunities for additional living space, recreation, a workshop, storage or future customization. Step outside to a fully fenced, two-tiered yard featuring manicured landscaping with thoughtfully designed planting beds with fresh mulch, a spacious paved patio perfect for outdoor living and entertaining, a storage shed, a detached garage, and an expansive driveway offering ample parking. Additional highlights include decorative crown molding and trim, new water tank, newer roof with roof heaters, newer furnace, Culligan water softener (owned), water filtration system, and a newly sealed driveway. Enjoy lake rights along with convenient access to parks, dining, shopping, and major commuter routes. This home perfectly blends comfort, flexibility, and location. Move right in and make it your own. Don’t miss this exceptional opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,042 | $1,042 | $1,042 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,689 | $3,516 |
| Total Monthly Payment | $3,720 | $3,823 | $4,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.