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This move in ready home is located in the heart of Cutler Bay—an updated 4-bedroom, 2-bath home offering comfort, functionality, and a highly desirable location for walkability. This home features an open layout that flows seamlessly, an updated kitchen, and major improvements already completed. Roof 2019, A/C 2023, Impact windows and doors 2021.
The property is located walking distance from Franjo Park and the scenic Old Cutler corridor shops and restaurants. Enjoy outdoor living, everyday convenience, and a true neighborhood feel in this golf cart friendly community.
There is also ample space to park a boat, making it ideal for enjoying the South Florida lifestyle. Black point marina is just 10 minutes away. Adding even more value, the Town is investing over $17 million into roadway improvements along Franjo Road, including enhanced landscaping and street lighting—further elevating the appeal of this already well-positioned location.
Move-in ready and centrally located, this home offers the perfect combination of updates, space, and long-term value. Cutler Bay is home to highly rated A and B schools. No HOA. No Flood Zone.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $535,200 | $535,200 | $535,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $795 | $795 | $795 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,081 | $3,427 | $4,444 |
| Total Monthly Payment | $3,968 | $4,314 | $5,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.