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Pristine home is a perfect location! Centrally located on James Island, this home offers classic charm and is minutes to Downtown and Folly Beach. The front yard welcomes you with stunning landscaping, featuring a lovely magnolia tree in full bloom, creating incredible curb appeal. Inside, you'll find hardwood and pergo floors throughout the main level, with a formal living room to the left and a formal dining room to the right. The kitchen opens seamlessly to the family room, creating an ideal space for everyday living and entertaining. From the family room, step out onto the deck overlooking a tranquil, fully fenced backyard, perfect for relaxing or hosting. Upstairs, all bedrooms are thoughtfully situated, including a spacious primary suite. A convenient FROG provides flexible space for a fourth bedroom, office, or bonus room. Additional highlights include windows replaced approximately 10 years ago and a brand-new backyard shed that conveys. Enjoy the best of Lowcountry living just minutes from downtown Charleston and Folly Beach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$830,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $664,000 | $664,000 | $664,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,981 | $4,088 | $5,603 |
| Total Monthly Payment | $4,073 | $4,180 | $5,695 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.