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Tucked into one of the highest points in Smallwood, this original cabin is a rare find offering sweeping mountain views and exceptional privacy on nearly an acre. With three bedrooms and two full bathrooms, the home features an extra-large eat-in kitchen with mountain views, a spacious deck, and a garage, along with ample parking. Owned by the same family for over 40 years, the home features high ceilings and wood floors that enhance the sense of space and warmth. The home is functional but does reflect its age, offering an excellent opportunity for buyers to update and personalize it as a second home, year-round residence, or investment property. Located in the desirable Smallwood community, close to lakeside dining, Bethel Woods Center for the Arts, hiking trails, Resorts World Catskills, and charming antique shops, all within under two hours from New York City. Optional membership to the Smallwood Civic Association provides access to a private beach, lake, and boating, making it an ideal setting for outdoor enjoyment.
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Our Executive Mortgage Banker:
$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,200 | $223,200 | $223,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $260 | $260 | $260 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,374 | $1,429 | $1,868 |
| Total Monthly Payment | $1,709 | $1,764 | $2,203 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.