2278 SEVEN OAKS DRIVE, St. Cloud, FL, 34772 | $300,000

One or more photo(s) has been virtually staged. Welcome to a lifestyle of comfort, ease, and opportunity in the heart of St. Cloud’s sought after Seven Oaks community. This beautifully maintained townhome offers more than just a place to live, it delivers a space to unwind, entertain, and truly feel at home.

From the moment you walk in, you’re greeted by a layout that feels open, inviting, and effortlessly functional. Natural flow between the living, dining, and kitchen areas creates an atmosphere perfect for both quiet evenings and hosting for those who matter most. Whether it’s a relaxed night in or a full house gathering, the space adapts to your lifestyle with ease.

The kitchen serves as the center of it all, positioned to keep you connected while still offering the practicality and efficiency needed for everyday living. Clean lines, smart positioning, and seamless integration into the main living area make it both functional and inviting.

Upstairs, the private living quarters provide a peaceful retreat from the day. Spacious bedrooms give flexibility for family, guests, or a dedicated work from home setup. The layout creates a sense of separation and privacy, giving each space its own purpose while maintaining overall flow.

Step outside and you’ll appreciate the simplicity this home offers. With exterior maintenance handled by the HOA, your time is freed up to focus on what matters most. Whether that’s enjoying your home, spending time with family, or simply having the flexibility to come and go without the burden of constant upkeep.

Beyond the home itself, the community offers a clean, well maintained environment that reflects pride of ownership and consistency throughout. This is the kind of neighborhood where everything feels organized, cared for, and positioned for long term stability.

And the future here is strong. St. Cloud is experiencing significant growth, including a planned lagoon style development that is expected to elevate the lifestyle appeal of the area and attract continued demand. Growth of this caliber historically supports long term property value, making this not just a place to live, but a strategic investment in a market that continues to expand.

Location is everything, and this home delivers. Just minutes from major roadways, shopping, dining, and the ongoing expansion of Lake Nona, you are positioned in one of Central Florida’s most active growth corridors while still enjoying the comfort of an established community.

For buyers looking for the right combination of value, location, and long term upside, this property checks the boxes. Whether you are purchasing your first home, transitioning into something more manageable, or adding to your portfolio, this is an opportunity that aligns with both lifestyle and financial goals.

Homes that present this well, in areas with this level of growth, do not stay available for long. Schedule your private showing and experience it for yourself before the opportunity is gone.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2016
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,744
  • Acreage: 0.05
  • Est. Taxes: $2,922
  • HOA Fee: $215 Monthly
  • Elem. School: Canoe Creek K-8
  • Middle School: Canoe Creek K-8
  • High School: St. Cloud High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5149049
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5149049/2278sevenoaksdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 12:47:07 PM)
Listing courtesy of AVANTI WAY   Phone: 305-229-1146

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2278 SEVEN OAKS DRIVE, St. Cloud, FL, 34772

$300,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $240,000 $240,000 $240,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $244 $244 $244
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,478 $1,515 $1,993
Total Monthly Payment $1,797 $1,834 $2,312

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.