12 Hinchcliffe Drive, Newburgh, NY, 12550 | $79,000

Welcome to a rare opportunity to build your dream home in one of the area’s most charming and established residential enclaves—lined with well-maintained homes valued between $400, 000 and $600, 000. This generously sized building lot is nestled in a neighborhood offering both seclusion and convenience, with wooded surroundings providing a serene backdrop for your future rear deck. Whether enjoying morning coffee or hosting a gathering, the setting promises an escape from daily life. Just ten minutes from two major Interstates, the location is a commuter’s dream—ideal for travel to NYC, Westchester, or Northern New Jersey. Despite easy access, the lot feels far removed from the hustle, offering privacy and calm that buyers value. The property once had Zoning Board of Appeals approvals and a building permit—now expired but fairly recent so not starting from scratch. This gives a useful head start for those seeking to re-apply. Daily conveniences like groceries, shopping, gyms, banks, and restaurants are all within a 10–20 minute drive. You won’t need to trade peace for practicality. Recreation abounds, with two nearby community parks featuring trails, open space, and playgrounds. Water enthusiasts will enjoy quick access to Riverside and Gull Harbor marinas on the Hudson River—perfect for boating, kayaking, or simply enjoying the views. The area is known for its small-town character with modern amenities. With community events, local markets, hiking opportunities, and seasonal festivals, this lot offers not just a place to build—but a lifestyle. In a region where available land is increasingly scarce, this lot offers a rare combination of accessibility, character, and future value. It’s more than just a place to build—it’s a canvas for your next chapter. Whether you're a builder, an investor, or an end-user with a vision, this parcel checks all the right boxes. And the setting? It's exactly what you’d hope for. Hinchcliffe Drive is part of a modest, neighborhood—a place where people wave from porches. The land itself is mostly cleared with a gentle topography, offering flexibility in siting a future home while maintaining a degree of privacy from the street. Utilities are nearby. The parcel is perfectly suited for someone who wants a manageable lot with minimal maintenance, yet enough space to build a full-sized, comfortable home. It’s also strategically located. Just minutes from the heart of Newburgh, the property offers proximity to major roadways like I-84 and the New York State Thruway, making commuting simple whether you're heading east toward the Hudson River or west toward Middletown and beyond. Shopping, schools, and parks are all within reach, as is the growing charm of Newburgh’s revitalized waterfront. What makes 12 Hinchcliffe Drive truly special, though, is what it represents: opportunity in a market where such chances are becoming increasingly scarce. With housing inventory tight and buildable lots harder to come by—especially lots that already have a variance in place—this land offers a shortcut to building, free from the red tape that stops so many projects before they begin. It’s the kind of place that doesn’t shout but instead waits quietly for someone with vision. A first-time homebuilder looking to break ground. A downsizer wanting to custom-design something efficient. A local contractor who knows the value of an already-cleared lot with municipal access. Whether your interest is personal or professional, this is not just a plot of land. It's a canvas, already prepped and primed, waiting for someone to bring the next chapter of its story to life.

Features

  • Elem. School: Gardnertown Leadership Academy
  • Middle School: Heritage Middle School
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • MLS#: 868761
  • Days on Market: 187 days
  • Website: https://www.raveis.com
    /prop/868761/12hinchcliffedrive_newburgh_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-245-3400

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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12 Hinchcliffe Drive, Newburgh, NY, 12550

$79,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $63,200 $63,200 $63,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $379 $394 $521
Total Monthly Payment $454 $469 $596

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.