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EMERALD POINTE! TURNKEY 1 BEDROOM, 1 BATH CONDO IN POPULAR GATED WATERFRONT & BOATING COMMUNITY ON CHARLOTTE HARBOR! This charming condo offers neutral décor and living/dining area with slider access to screened balcony overlooking water views. The kitchen features wood cabinetry, quartz countertops, slider access to balcony, and breakfast bar. Spacious primary bedroom offers ample natural light with water views and access to full bath with dual sinks, walk-in shower, and water closet for privacy. Step onto your private screened balcony and take in the serene water views. This east-facing lanai offers the perfect start to your day with stunning sunrises, while providing cool, shaded comfort during the afternoon. It's the ideal spot to relax, unwind, and enjoy the beauty of your surroundings. Additional features include laundry inside the unit, available boat slip upon request, offering seamless access to waterfront adventures, electric car and golf cart charging at no additional fee, and a reserved parking spot located just steps from the building's front entrance. Emerald Pointe amenities include 24-hour security, marina, 3 community pools, 5 tennis courts, pickleball courts, bocce ball, putting green, clubhouse with restaurant, fitness center, social activities, and much more! Community offers quick sailboat access to Charlotte Harbor leading to the Gulf. Dock assignment is based on availability and amount of dock space needed. Owner must register with the Association. Highly sought after community minutes from downtown historic Punta Gorda with fine dining, shopping, world-class fishing and boating, beautiful parks, arts, community events and entertainment. This condo will not last long! Call for your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$138,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $110,400 | $110,400 | $110,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $228 | $228 | $228 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $680 | $697 | $917 |
| Total Monthly Payment | $983 | $1,000 | $1,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.