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Calling all buyers especially 1st time home buyers ! For the opportunity to finally become a homeowner by owning this gem in the rough in a great location central to most major interest points in South Florida. This property demonstrates the pride of home ownership due to the vast features and benefits it offers in which most home owners will appreciate and will like to have in a home. For starters this home features a remodeled kitchen with granite counter, a complete set of stainless steel appliances, remodeled bathrooms, for energy efficiency home has an insulated garage door, newer washer and new dryer (with the dryer being a ENERGY STAR certified appliance), porcelain style flooring in main living area and kitchen, A/C unit 5 years old, new re-piped plumbing system throughout the house, extra attic insulation to save $$$ on energy efficiency, freshly painted interior and exterior, the roof has been treated with a sun-repelling roof seal, rain gutters throughout, wood style tile flooring in the bedrooms and water proof wood laminated flooring in the bathrooms, window treatments, hurricane panel shutters, vaulted ceiling, very spacious back yard with a newer PVC fenced yard, exterior roofed porch and for privacy no neighbors in the back. In other words this home has everything and anything that a homeowner would love to have and enjoy. But more important for housing budgeting purposes this property has a very low monthly HOA of $41. 00 along with pricing.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$429,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $231 | $231 | $231 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,030 | $2,113 | $2,782 |
| Total Monthly Payment | $2,336 | $2,419 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.