SHORT SALE. W/$15, 000 for closingcost/prepaids. With summer approaching, can you imagine the family fun and memories to be made in the back yard and under the extended screened lanai. The family gatherings can extend into the open and spacious kitchen and family room adjacent to the lanai. The other great features the home has are the 4 bedrooms(master +3), 2 full bathrooms, and a loft on the 2nd floor. On the first floor there is a 5th(guest) bedroom, full bathroom, and a flex room /office space. Quartz countertops and luxury vinyl plank flooring throughout the kitchen and all bathrooms. Wells Creek subdivision includes an array of amenities: a pavilion, resort-style pool, paw park, playground, and plenty of open green space for picnicking. Wells Creek is conveniently located near world-class shopping, entertainment, and recreational center, leading employment centers, top-rated schools, and medical service. NO CDD F
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $420,000 | $420,000 | $420,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $574 | $574 | $574 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,515 | $2,620 | $3,430 |
| Total Monthly Payment | $3,181 | $3,286 | $4,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.