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Tucked into the heart of Usquepaugh Hills, this West Kingston home welcomes you with light, space, and a layout made for both everyday living and memorable gatherings. A stunning two-story foyer sets the tone, opening into an airy kitchen, dining, and great room where cathedral ceilings, oversized windows, and a dramatic floor-to-ceiling fireplace flood the space with natural light. Updated kitchen appliances and generous counter space make it a dream for the chef of the house, while formal living and dining rooms add an elegant touch no party is ever too fancy here. A large mudroom with first-floor laundry and a two-car garage bring ease to daily life. Upstairs, the primary suite feels like a true retreat, featuring cathedral ceilings, abundant natural light, and ample closet space for both him and her. The ensuite bath invites you to soak away your worries in the tub. Three additional spacious bedrooms, a full bath, and a versatile bonus room perfect for a home office, gym, or playroom complete the second level. The unfinished walkout basement offers endless possibilities for future expansion. Set on just under half an acre and offering over 3, 000 square feet of living space, this home is ideally located near URI and Amtrak, blending comfort, flexibility, and convenience in one special setting.
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,920 | $719,920 | $719,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.259% | 6.058% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,031 | $4,374 | $6,027 |
| Total Monthly Payment | $4,716 | $5,059 | $6,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.