Timeless character meets modern comfort in this beautifully updated and meticulously maintained home just moments from charming downtown Guilford. Distinctive details throughout include vaulted and beamed kitchen ceilings, built-in bookcases, cozy nooks, beautiful oak flooring, and a sun-filled porch living area surrounded by windows. Stainless steel appliances, tiled bathrooms, fenced yard, and thoughtful upgrades make this property truly move-in ready. Major improvements include ducted central air, 4 heat zones, newer landscaping, newer windows, roof, and garage doors. The finished ground-level walk-out space features a remarkable original cooking fireplace with swing arms and a beehive oven, offering incredible flexibility as a potential primary suite, in-law setup, home office, guest space, or possible income-producing apartment. ($1500 new appliance credit). Exterior offers a landscaped enclosed yard with 2 lockable gates. Sidewalk access provides an easy quick walk to downtown shops, restaurants, cultural attractions, events, and summer concerts on The Green. Convenient to the train station and only 1. 5 minutes by car. A rare opportunity to own a home with warmth, personality, history, and modern functionality all in one. Owner/broker Town of Guilford Assessor's Property Card recently updated for 3rd bathroom and 2nd kitchen, but living area square footage not adjusted. Living area total square footage, per professional measurement service, is 2, 174 square feet. . . see floor plan for details.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Full Bath,Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Lower | |
| Dining Room | Remodeled,Built-Ins,Hardwood Floor | Main |
| Full Bath | Tile Floor | Main |
| Full Bath | Full Bath,Tub w/Shower,Tile Floor | Upper |
| Kitchen | Vaulted Ceiling,Beams,Built-Ins,Granite Counters,Pantry,Hardwood Floor | Main |
| Living Room | Built-Ins,Hardwood Floor | Main |
| Primary Bedroom | Upper | |
| Study | Book Shelves,Hardwood Floor | Main |
| Sun Room | French Doors,Hardwood Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,155 | $3,278 | $4,311 |
| Total Monthly Payment | $3,982 | $4,105 | $5,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.