285 Cays DR, Naples, FL, 34114 | $377,500

Welcome to a tranquil, oversized coastal retreat in the hidden gem community of Port of the Islands, known for offering some of the best waterfront values in Collier County. This spacious, 1, 814 sq ft condo boasts an ideal 3-bedroom, three-full-bath, split floor plan, making it perfect for full-time living, a seasonal escape, or an investment property. Relax or entertain on the double-sized, fully screened lanai, which offers peaceful water and landscape views. The screened-in entrance and professional landscaping create an inviting courtyard feel at the front of the unit. Included is a 1 car attached garage with space for two additional vehicles. Manual shutters on all windows offer added protection and peace of mind. The condo is fully furnished and move-in ready, featuring a clean, crisp palette of neutral colors and stunning vaulted ceilings that enhance the natural light and open, airy feel of the home. Each bedroom is spacious and includes extra-large closets and linen closets for each bedroom and bath. The master suite offers a stunning water view, walk-in closet, dual sinks, and seperate shower/tub. Located along the scenic Faka Union River, Port of the Islands is your gateway to the Gulf of Mexico through the renowned Ten Thousand Islands. The nearby Marina and public boat ramp offer unmatched convenience for boating enthusiasts, including boat slips for rent or purchase, boat ramp access, a fueling station and boat trailer parking for day use. Residents have the option to join the hotel club for access to additional premium amenities, including a pool, pickleball courts, gym, and game room. This peaceful, nature-rich waterfront community is conveniently located just a 20-minute drive from Marco Island beaches and 30 minutes from downtown Naples for world-class dining and shopping. Discover your waterfront paradise at 285 Cays Dr, unit 2309!

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Paved Parking
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 2
  • Amenities: Community Boat Ramp,Community Gulf Boat Access,Internet Access,Marina,Restaurant,Streetlight
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: VILLAGES OF STELLA MARIS
  • Development: PORT OF THE ISLANDS
  • Year Built: 2003
  • Approx Sq. Feet: 1,814
  • Est. Taxes: $5,191
  • Condo Fee: $1,779 Quarterly
  • Lot Desc: Zero Lot Line
  • View: Canal,Landscaped Area,Water
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Pet Policy: Limits
  • MLS#: 226017735
  • Website: https://www.raveis.com
    /prop/226017735/285caysdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Keller Williams Marco Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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285 Cays DR, Naples, FL, 34114

$377,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $302,000 $302,000 $302,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $433 $433 $433
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,809 $1,884 $2,488
Total Monthly Payment $2,317 $2,392 $2,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.