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Welcome to this beautifully updated home in the highly sought-after Stillwater community of St. Johns, a premier 55+ active community where modern upgrades and resort-style living come together seamlessly. From the moment you step inside, you'll notice the fresh interior paint and enhanced lighting throughout, creating a bright and inviting atmosphere. The open-concept layout is perfect for both everyday living and entertaining, anchored by a well-appointed kitchen featuring a gas stove and plenty of space to gather. The adjacent living and dining areas flow effortlessly, while ceiling fans throughout the home add comfort year-round. The primary suite offers a stylish and functional retreat, highlighted by a sliding barn door leading into the spa-inspired bathroom, complete with quartz countertops and frameless shower doors. Additional bedrooms provide flexibility for guests or hobbies, along with a dedicated flex room/study featuring custom built-in bookshelves. This home is loaded with valuable upgrades and conveniences, including a gas tankless water heater, gas hookup available in the laundry room, whole-house water softener, attic access via pull-down stairs, and a transferable termite bond for added peace of mind. The washer and dryer also convey, making this home truly move-in ready. Located in the amenity-rich Stillwater community, residents enjoy access to a stunning golf course along with resort-style pools, clubhouse, fitness center, walking trails, and more. Stillwater is a bundled golf course community, meaning homeowners enjoy access to the golf course and all amenities as part of ownership, with no separate membership required, potentially saving thousands in traditional golf fees. Even better, lawn maintenance is included in the HOA, allowing you to enjoy a truly low-maintenance, lock-and-leave lifestyle. Conveniently located near top-rated St. Johns County destinations, shopping, and dining, this home offers the perfect blend of comfort, convenience, and active living. This is the one that truly checks all the boxes. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.373% |
| Monthly Tax Payment | $622 | $622 | $622 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,919 | $1,996 | $2,613 |
| Total Monthly Payment | $2,616 | $2,693 | $3,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.