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Stunning Atlantic Ocean views from both the main living balcony and the private primary suite set the tone for this beautifully appointed two bedroom, two bathroom condo in the highly sought after gated beachfront community of Ocean Villas in St. Augustine Beach. This two story residence offers a smart and functional layout that lives comfortably for full time use, weekend escapes, or as an income producing property, all while delivering the kind of views that define true coastal living. Being offered fully furnished and turnkey, it is ready for immediate enjoyment or a seamless transition into ownership. The main level is designed with connection and flow in mind. The kitchen, dining, and living areas blend seamlessly into one open space, all oriented toward the ocean and extending naturally onto a private balcony where the views take center stage. It is an ideal setting for morning coffee, entertaining, or simply enjoying the sound of the waves. The updated kitchen is well equipped and positioned to stay engaged with the living space, while a full bathroom and a walk in laundry room with a full size washer and dryer add everyday convenience. Upstairs, both bedrooms are generously sized and privately situated. The primary suite offers a walk in closet and its own balcony overlooking the Atlantic, creating a peaceful retreat where sunrise views become part of your daily routine. The second bedroom and full bathroom provide comfortable accommodations for guests. Ocean Villas is known for its resort style setting with two pools including a heated lagoon pool and a zero entry oceanfront pool, private beach access, and a beachfront gazebo that serves as a natural gathering place. The grounds are meticulously maintained and the location places you within walking distance to local restaurants, shops, and coffee spots, with historic downtown St. Augustine just a short drive away. This is a rare opportunity to own a well positioned ocean view condo with strong lifestyle appeal, a flexible floor plan, and direct access to one of the most desirable stretches of beach in Northeast Florida.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$538,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $430,800 | $430,800 | $430,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $647 | $647 | $647 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,653 | $2,794 | $3,606 |
| Total Monthly Payment | $3,392 | $3,533 | $4,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.