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Direct waterfront on Candlewood Lake, conveniently located in the Hemlock Shores community in Danbury. This fully renovated 4-bedroom, 3-full bath home offers a rare opportunity to enjoy elevated lakefront living with desirable western exposure-providing breathtaking sunsets and front-row views of the 4th of July fireworks on the lake. Blending timeless charm with modern finishes, the home features a stunning double-sided stone fireplace and an expansive wraparound covered porch. Inside, the thoughtfully designed layout offers high ceilings, spacious rooms, and a recently added office with beautiful lake views. Extensive upgrades provide both comfort and peace of mind, including a new high-efficiency HVAC system with central AC, new blown in insulation (2024), updated plumbing and electrical, a new septic tank (2024) and new flooring throughout. The beautifully updated kitchen showcases quartz countertops, a stylish tile backsplash, refaced cabinetry, modern lighting, and new appliances. Two fully renovated bathrooms feature sleek tile flooring, elegant vanities, and contemporary tile shower/tub combinations. The unfinished lower level, complete with a full bath and laundry offers endless potential for storage, recreation, or dedicated lake equipment space. Offered with the option to be sold fully furnished, this home is truly move-in ready. Whether you're seeking a primary residence, a weekend retreat, or a rental investment. This property has it all. Only 60 miles to NYC!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 12.4 x 13.5 | Upper | |
| Bedroom 2 | 12.4 x 12.1 | Upper | |
| Bedroom 3 | 9.0 x 10.0 | Upper | |
| Eat-In Kitchen | Ceiling Fan,Quartz Counters,Pantry,Sliders | 11.9 x 22.7 | Main |
| Full Bath | Main | ||
| Full Bath | Upper | ||
| Living Room | Fireplace | 15.1 x 22.5 | Main |
| Primary Bedroom | 12.2 x 22.8 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $799,999 | $799,999 | $799,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,333 | $1,333 | $1,333 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,418 | $4,796 | $6,643 |
| Total Monthly Payment | $5,843 | $6,221 | $8,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.