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Welcome to easy, low-maintenance living in the highly sought-after Lantern Lane complex in Vernon, known for its desirable 55+ ranch-style homes. This end-unit condo offers the convenience of one-floor living with the added versatility of a loft and walk-in attic for extra space and storage. Inside, you'll find a well-designed layout featuring HW floors throughout the living room, dining area, and kitchen, while both bedrooms offer carpeting. This home includes two bedrooms and two full bathrooms, ideal for both everyday living and hosting guests. The kitchen is thoughtfully appointed with a pantry, breakfast bar, and a slider that leads to a bright and inviting sunroom-perfect for enjoying your morning coffee or relaxing with fresh air any time of day. A convenient main-level laundry/mudroom is located just off the attached two-car garage, adding to the home's practical appeal. The lower level provides impressive storage space, keeping everything organized and out of sight. Additional features include central air for year-round comfort. This self-managed complex offers a reasonable HOA, making it an attractive option for those seeking affordability without sacrificing quality. Ideally located near shopping, medical facilities, banking, restaurants, and major highways, this home combines comfort, convenience, and community living. Don't miss this opportunity to enjoy carefree living in one of Vernon's most desirable 55+ communities!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Kitchen | Breakfast Bar,Granite Counters,Pantry,Sliders,Hardwood Floor | 11.0 x 14.0 | Main |
| Living Room | Bay/Bow Window,Vaulted Ceiling,Combination Liv/Din Rm,Hardwood Floor | 14.0 x 16.0 | Main |
| Loft | Vaulted Ceiling,Wall/Wall Carpet | 13.0 x 15.0 | Upper |
| Primary Bath | Double-Sink,Full Bath,Stall Shower,Tile Floor | 6.0 x 13.0 | Main |
| Primary Bedroom | Full Bath,Wall/Wall Carpet | 12.0 x 15.0 | Main |
| Sun Room | Hardwood Floor | 8.0 x 10.0 | Main |
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,920 | $311,920 | $311,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $504 | $504 | $504 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,845 | $1,921 | $2,528 |
| Total Monthly Payment | $2,424 | $2,500 | $3,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.